Terms and Conditions for TIMMY GROUP

1. Introduction
These Terms and Conditions govern your use of our website located at www.timmy.group and form a legal agreement between you, the user, and TIMMY GROUP, the owner of the website.

2. Intellectual Property
The content, design, and information on this website are the exclusive property of TIMMY GROUP and are protected under intellectual property laws. You may not reproduce, distribute, or use any content without written permission from TIMMY GROUP.

3. Acceptable Use
You agree not to use our website in a way that:
- Causes, or may cause, damage to the website or impairs the availability or accessibility of the website.
- Is in any way unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose or activity.

4. Privacy and Personal Information
Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

5. No Warranties
This website is provided “as is,” with all faults, and TIMMY GROUP makes no express or implied representations or warranties, of any kind related to this website or the materials contained on this website.

6. Limitation of Liability
In no event shall TIMMY GROUP, nor any of its officers, directors, and employees, be liable to you for anything arising out of or in any way connected with your use of this website, whether such liability is under contract, tort, or otherwise.

7. Indemnification
You hereby indemnify to the fullest extent TIMMY GROUP from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms and Conditions.

8. Severability
If any provision of these Terms and Conditions is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms and Conditions unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

9. Variation of Terms
TIMMY GROUP is permitted to revise these Terms and Conditions at any time as it sees fit, and by using this website, you are expected to review such Terms and Conditions on a regular basis to ensure you understand all terms governing the use of this website.

10. Governing Law & Jurisdiction
These Terms and Conditions will be governed by and construed in accordance with the laws of Switzerland, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Switzerland for the resolution of any disputes.

11. Contact Us
If you have any questions about these Terms and Conditions, please contact us at tim.lauterbach@timmy.group.